BOSTON, September 3, 2026 – According to Fidelity Investments®’ latest Q2 2026 retirement analysis, retirement savers remained focused on their long-term goals during the second quarter despite market fluctuations earlier this year and concerns about the economy [1]. As a result, average 401(k), 403(b), and IRA balances reached record highs, due in part to a strong stock market, with 401(k) balances growing 10.5% since last quarter – the strongest quarterly growth since Q4 2020 (10.8%). Total average savings rates also remained at record levels for the second consecutive quarter, holding at 14.4% for 401(k) savers and 12% for 403(b) savers and staying close to Fidelity’s recommended 15% annual savings benchmark.
Strong savings habits continued to support retirement progress, with more than eight in 10 (81%) 401(k) participants saving enough to receive their employer’s full…
