Fundamental Analysis of Ujjivan Small Finance Bank: The concept of Small Finance Banks (SFB) was introduced in India in 2015. It was done with the aim of promoting financial inclusion for the unbanked and underbanked population. This population is situated generally in tier-3 & tier-4 areas.
An SFBs main aim is to develop a market to promote a credit market to provide loans to MSMEs, among other lending services. SFBs also promote savings by providing a higher interest rate compared to full-service banks like HDFC and Kotak. In this article on fundamental analysis of Ujjivan Small Finance Bank.
Fundamental Analysis of Ujjivan Small Finance Bank
We will begin with understanding the services offered by the Bank, its Net Interest growth, and its Deposits & assets growth. Then we will look at the return generated by the Bank towards its shareholders, before finally…
