Europe’s Investment Gap: Why Investors Are Turning to New Technologies to Access Markets
Increasingly, policymakers and the public recognise the role investing can play in building wealth, preparing for retirement and achieving long-term financial security. Yet retail participation in capital markets in Europe lags participation in the United States, limiting many European households’ ability to benefit from long-term market growth.
According to a 2025 Global Retail Investor Study, conducted by the World Economic Forum in partnership with Robinhood, approximately 30% of U.S. household wealth is invested in securities. Across Europe, participation remains markedly lower, with around 9% of household wealth invested in securities in Germany and 5% in France.
Against this backdrop, Robinhood commissioned new research into investor attitudes toward financial markets and tokenized assets —…