In years past, Americans would typically start investing in the stock market once they entered their 30s.
Baby boomers reportedly began investing at an average age of 35, while those who belong to Gen X began investing at 32 on average, according to the 2024 Schwab Modern Wealth survey (1). Millennials seemed to be much more eager to enter the market, as this generation typically started investing at an average age of 25.
And then there’s Gen Z, which began saving and investing at 19 on average. Fresh out of high school, teens and those in their early 20s appear to be diving into stocks, ETFs and even crypto with enthusiasm; chasing returns, testing strategies and reshaping smart investing in a volatile market.
Some are more cautious than others, but they’re coming in strong, and they’re doing it with the mindset of seasoned investors.
The Wall…
