Chase issues some of the best business credit cards on the market, offering valuable rewards, travel perks and useful tools for freelancers, side hustlers and small-business owners. But applying for one isn’t quite the same as applying for a personal card, and it’s worth understanding a few key rules and requirements before you start.
One of the biggest factors to keep in mind is Chase’s 5/24 rule: If you’ve opened five or more credit cards (from any issuer) in the past 24 months, you likely won’t be approved for a new Chase card — including business ones. The good news? Most business cards (including Chase’s) don’t show up on your personal credit report, so they don’t count against your 5/24 limit.
Whether you’re a full-time entrepreneur or earn a little extra from freelance work, a Chase business card could be within reach. Here’s everything you need to know to complete the…
